junio 9, 2022
AgencyWhat are the Most Common Problems for Airbnb Hosts ?
When you open your home to guests, you hope that like you, they show your property the same respect you do. That’s not always what happens though, below are some of the «risks» you run as an Airbnb hosts: Vandalism – whether the result of an unauthorized party or the actions of an individual guest, […]
junio 22, 2022
AgencyDoes your small business need general liability insurance?
Even if these don’t apply to you, small businesses that work directly with clients and customers usually benefit from commercial general liability insurance, also known as a CGL policy. This insurance policy can keep your company financially stable if you’re sued by a customer or competitor. Because general liability insurance provides important coverage, most small business […]
agosto 19, 2022
AgencyWhat Happens if Two People Involved in an Accident Have the Same Insurer?
When an accident occurs, it is often customary to contact an insurance agent. But what happens when two people in an accident have the same insurance company? Well, it’s often handled the same but with a few minor adjustments. In the end, it usually falls under who is to blame to pay for damages regardless […]
agosto 24, 2022
AgencyHomeowners insurance vs. landlord insurance for a rental property
Suppose you want to turn a house you own into a full-time rental property. What kind of insurance do you need to help protect your place when renters live there? You most likely need a landlord policy. But if you plan to have tenants only occasionally, homeowners insurance may be a better fit. Here are some factors to […]
septiembre 8, 2022
AgencyThe basics of lane splitting on your motorcycle
What is lane splitting? Lane splitting is a motorcycle riding technique in which a rider passes between lanes of slow-moving or stopped traffic on a multilane road while traveling up to 10mph faster than the other vehicles. The motorcyclist then returns to an established lane when traffic flow resumes. The purpose and benefits of lane […]
octubre 13, 2022
AgencyCan I drive my car while my insurance lapses?
Tips about avoiding insurance lapses From our good friends at DairyLand insurance: Can I drive my car while my insurance lapses? Don’t drive your vehicle while your coverage lapses. Each state has its own minimum insurance requirements, and the consequences of getting caught driving while lapsed can be severe. What are the consequences for a […]
octubre 19, 2022
AgencyCar Insurance 101: 10 important terms to know about your insurance
What does at fault mean? Fault is how responsible someone is for an accident. It’s kind of the whodunit of car insurance – if you’re at fault, you’re probably the one who caused the accident. Fault is kind of a big deal because it determines whose insurance company is going to pay out for an […]
diciembre 12, 2022
Agency3 REASONS LIFE INSURANCE IS A GREAT CHRISTMAS GIFT
How special would it be to give a loved one life insurance as a Christmas gift?. Ensuring someone’s access to living expenses is a thought that goes a long way in showing respect and care. Here are some other important reasons to give someone life insurance as a Christmas gift. PROTECTING FAMILY INTERESTS One […]
diciembre 21, 2022
AgencyWinter Car Care Tips 2022
Getting on the road Do you really need to warm up your car first? Once upon a time, warming up your car was necessary to get oil circulating in the engine—a critical reaction if you wanted the car to respond when you hit the gas. But today’s fuel-injected engines reach full oil pressure within seconds of starting. […]
enero 5, 2023
Agency9 weird types of insurance you never knew existed
Like most folks, your auto, health, home and life insurance coverage are the standard policies you need in place to protect you against most of the unexpected. But when you think about it, do they necessarily cover every single risk life may throw your way? Have you laid awake at night wondering what you’d do if […]