febrero 23, 2022
AgencyHome Inflation Driving Up Loss Costs For Home Owners
Property owners are facing inflation pressures. The National Home Builders reported in December 2021 that prices of goods used in home construction climbed 0.9%. Building material prices increased 13.5% year to date, after increasing 5.1% during the same period in 2020. Prices have been erratic. Lumber prices reached the highest of about $ 1,500 per […]
marzo 9, 2022
Agency5 types of insurance you never knew existed
Like most folks, your auto, health, home and life insurance coverage are the standard policies you need in place to protect you against most of the unexpected. But when you think about it, do they necessarily cover every single risk life may throw your way? Have you laid awake at night wondering what you’d do if you were […]
marzo 19, 2022
Agency10 Crazy, Hilarious Real-Life Insurance Claims
Ever hear something so incredibly crazy it’s almost impossible to believe? Here’s 10 crazy insurance claim stories, that are so crazy, they are almost funny! 1.A dog named Oreo accidentally turned the stove on when he reached for a one-year-old’s birthday cake that was sitting on the burner. Instead of eating the cake, he […]
marzo 30, 2022
AgencyThree Ways to Start a Conversation About Life Insurance with Your Family
Bringing up life insurance with your family and loved ones is not fun or easy. It makes us confront our “favorite” topics: death, taxes, estate planning, debts, health care. But getting life insurance is an expression of love that goes beyond words. It shows your loved ones—with certainty—that you care about protecting their future. Whether […]
abril 14, 2022
AgencyDoes Renters Insurance Cover Your Laptop, Tablet Or Phone?
Your renter’s insurance policy may help pay to repair or replace personal handheld electronics, including a laptop, smartphone, tablet or personal computer, if they are stolen or damaged by certain causes. The personal property coverage in a renter’s insurance policy typically helps cover your personal belongings if they are damaged or destroyed by a covered […]
abril 27, 2022
AgencyEngagement And Wedding Ring Insurance Options
Getting engaged can be one of the most memorable times of a couple’s life. Having a burglar break into your home and steal the engagement ring, however, can be devastating. The good news is that with a little advance planning, your homeowners or renters insurance policy may help cover the cost of a stolen engagement ring or wedding ring, […]
mayo 5, 2022
AgencyDoes A Stay-At-Home Parent Need Life Insurance?
Parent. Its official definition actually should be, “Caretaker of child. Synonyms: nanny, tutor, coach, nurse, therapist, chef . . . ” And the list goes on and on for pages. This definition especially applies to a stay-at-home parent (SAHP). While SAHPs may not pull down a seven-figure income from an office, they do however provide A LOT of valuable […]
mayo 12, 2022
AgencyDo I need Renter’s Insurance?
Renters insurance isn’t legally required, but a landlord can require tenants to have a renters policy. Many landlords want tenants to be insured to help avoid disputes if their belongings are damaged while on the property How would this policy help you, you might be asking?.. While your landlord’s insurance may help pay to repair […]
mayo 19, 2022
AgencyWhat happens if someone drives my car and they get in an accident?
Contrary to popular belief, your car insurance will usually follows the car, not the driver of the car . If you let someone else drive your car and they happen to get into an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would […]
mayo 31, 2022
AgencyHow often should you change your life insurance policy?
Purchasing a life insurance policy may help protect your family’s financial future if you pass away. While long-term planning is important, a life insurance policy you bought five years ago may no longer offer the right amount of benefits for your current situation. That’s why you should reassess your needs once a year. You should also […]