Renters Insurance

Renter’s insurance is a type of insurance policy designed specifically for people who rent their home, whether it’s an apartment, house, or condo. While your landlord’s insurance typically covers the physical building itself, it does not protect your personal belongings inside the rental unit or provide liability coverage. This is where renter’s insurance comes in. […]

Renters insurance isn’t legally required, but a landlord can require tenants to have a renters policy. Many landlords want tenants to be insured to help avoid disputes if their belongings are damaged while on the property How would this policy help you, you might be asking?.. While your landlord’s insurance may help pay to repair […]

Your renter’s insurance policy may help pay to repair or replace personal handheld electronics, including a laptop, smartphone, tablet or personal computer, if they are stolen or damaged by certain causes. The personal property coverage in a renter’s insurance policy typically helps cover your personal belongings if they are damaged or destroyed by a covered […]

One of the most important things renter insurance covers is damage to your personal property. Your landlord’s insurance doesn’t cover any of your personal belongings if a  loss such as fire, water damage from an overflowing sink or toilet, theft  happens in your apartment.    A common objection to the renter’s insurance is “I don’t need renter insurance because […]