Frequently Asked Questions (FAQs)

Have a question about insurance? Our FAQ page has you covered – and we’re always adding more! Visit frequently to explore new topics and stay informed.

1. Does uninsured/underinsured motorist insurance cover your vehicle?  No UMI does not cover your vehicle if you are involved in a accident with someone who doesn’t have insurance or doesn’t have enough UMI only covers medical in the case of an accident.
2. How long do I need an SR-22 for? Most SR-22 are required to be kept for 3 continuous years. You should always ask the DMV because it can be longer for certain situations.
3. What is a deductible? A deductible is the amount you pay out of pocket before your insurance company covers the remaining amount of the claim. You set your deductible amount when opening a new policy. You can always change this amount to be higher or lower depending on your needs.