Restaurant Insurance in Henderson, NV

Whether you’re a decadent chef looking to show off your skills or an ambitious entrepreneur hoping to add to your portfolio, restaurants can offer rewarding and lucrative possibilities. However, even the most talented, diligent and knowledgeable professionals must navigate significant risks and exposures in this industry. Understanding and investing in appropriate restaurant insurance should be a top priority.

What Is Restaurant Insurance?

As a specialized form of business insurance, your restaurant insurance package may require purchasing several types of policies. Restaurant insurance is not always available as a named product from carriers, although some companies may sell certain bundles tailored toward those in this sector. Even so, your restaurant likely possesses unique characteristics requiring a personalized insurance portfolio. At Accupro Insurance Service, we’re prepared to help you tackle assessing and addressing your needs.

What Types of Insurance Do I Need?

The daily operations of restaurants may include many inherent concerns requiring various types of coverage. Hot surfaces, sharp utensils, chemicals and wet surfaces can all present constant threats, and even slight mishaps or oversights could cause significant injuries or property damage. Consider policies capable of addressing a variety of risks, such as the following:

• General liability insurance for third-party bodily injuries, property damage and personal and advertising injuries (e.g., slander, libel and false advertising)
• Commercial property insurance for covering your building, equipment, inventory, furniture and other physical assets
• Business interruption insurance for helping your restaurant stay afloat if you lose revenue or need to continue paying various bills despite having to temporarily close
• Workers’ compensation insurance for managing losses and expenses should employees be injured on the job or develop work-related illnesses
• Liquor liability insurance for covering incidents in which your restaurant overserves a guest who then causes other parties’ losses

• Commercial auto insurance for restaurant-owned vehicles, such as delivery trucks and catering vans

We’re Here to Help

Contact Accupro Insurance Service today to learn more about restaurant coverage options and compare personalized quotes.