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mayo 5, 2022
Agency

Does A Stay-At-Home Parent Need Life Insurance?

Parent. Its official definition actually should  be, “Caretaker of child. Synonyms: nanny, tutor, coach, nurse, therapist, chef . . . ” And the list goes on and on for pages.  This definition especially applies to a stay-at-home parent (SAHP). While SAHPs may not pull down a seven-figure income from an office, they do however  provide A LOT of valuable […]
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abril 27, 2022
Agency

Engagement And Wedding Ring Insurance Options

Getting engaged can be one of the most memorable times of a couple’s life. Having a burglar break into your home and steal the engagement ring, however, can be devastating. The good news is that with a little advance planning, your homeowners or renters insurance policy may help cover the cost of a stolen engagement ring or wedding ring, […]
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abril 14, 2022
Agency

Does Renters Insurance Cover Your Laptop, Tablet Or Phone?

Your renter’s insurance policy may help pay to repair or replace personal handheld electronics, including a laptop, smartphone, tablet or personal computer, if they are stolen or damaged by certain causes. The personal property coverage in a renter’s insurance policy typically helps cover your personal belongings if they are damaged or destroyed by a covered […]
0
marzo 30, 2022
Agency

Three Ways to Start a Conversation About Life Insurance with Your Family

Bringing up life insurance with your family and loved ones is not fun or easy. It makes us confront our “favorite” topics: death, taxes, estate planning, debts, health care. But getting life insurance is an expression of love that goes beyond words. It shows your loved ones—with certainty—that you care about protecting their future. Whether […]
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marzo 19, 2022
Agency

10 Crazy, Hilarious Real-Life Insurance Claims

Ever hear something so incredibly crazy it’s almost impossible to believe? Here’s 10 crazy insurance claim stories, that are so crazy, they are almost funny!   1.A dog named Oreo accidentally turned the stove on when he reached for a one-year-old’s birthday cake that was sitting on the burner. Instead of eating the cake, he […]
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marzo 9, 2022
Agency

5 types of insurance you never knew existed

Like most folks, your auto, health, home and life insurance coverage are the standard policies you need in place to protect you against most of the unexpected. But when you think about it, do they necessarily cover every single risk life may throw your way? Have you laid awake at night wondering what you’d do if you were […]
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febrero 23, 2022
Agency

Home Inflation Driving Up Loss Costs For Home Owners

Property owners are facing inflation pressures. The National Home Builders reported in December 2021 that prices of goods used in home construction climbed 0.9%. Building material prices increased 13.5% year to date, after increasing 5.1% during the same period in 2020. Prices have been erratic. Lumber prices reached the highest of about $ 1,500 per […]
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febrero 5, 2022
Agency

Tips for Creating a Safe Driver Contract with your Teenage Driver

 If your teenager is on the verge of getting their driver’s license, you’re probably questioning how you should talk about driver’s safety with them. You also might be thinking of how to explain all of the many risks they will face and how to reduce them. You’re most likely also asking yourself if you’ll ever […]
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enero 25, 2022
Agency

Five Things That Cost More Or The Same as LIFE Insurance

  A quick note: the point of this comparison is not to discount the value of our modern era conveniences, or shame anyone for the small pleasures we’ve all turned to (or missed desperately) during the last year and a half. Instead, we’ll show that you can make room for both things — your post-pandemic […]
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enero 12, 2022
Agency

Credit rating change Insurance rates

There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting.Some people have absolutely no idea that it’s used in the rate at all. At the […]
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