octubre 13, 2022
AgencyCan I drive my car while my insurance lapses?
Tips about avoiding insurance lapses From our good friends at DairyLand insurance: Can I drive my car while my insurance lapses? Don’t drive your vehicle while your coverage lapses. Each state has its own minimum insurance requirements, and the consequences of getting caught driving while lapsed can be severe. What are the consequences for a […]
agosto 19, 2022
AgencyWhat Happens if Two People Involved in an Accident Have the Same Insurer?
When an accident occurs, it is often customary to contact an insurance agent. But what happens when two people in an accident have the same insurance company? Well, it’s often handled the same but with a few minor adjustments. In the end, it usually falls under who is to blame to pay for damages regardless […]
mayo 19, 2022
AgencyWhat happens if someone drives my car and they get in an accident?
Contrary to popular belief, your car insurance will usually follows the car, not the driver of the car . If you let someone else drive your car and they happen to get into an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would […]
febrero 5, 2022
AgencyTips for Creating a Safe Driver Contract with your Teenage Driver
If your teenager is on the verge of getting their driver’s license, you’re probably questioning how you should talk about driver’s safety with them. You also might be thinking of how to explain all of the many risks they will face and how to reduce them. You’re most likely also asking yourself if you’ll ever […]
diciembre 29, 2021
AgencyDo You Need Insurance to Drive Someone Else’s Car?
Do You Need Insurance to Drive Someone Else’s Car? If you’ve needed to borrow a friend’s vehicle, you’ve probably wondered if their insurance policy covers you. Depending on your state and the terms of the policy, you could be covered under the car owner’s insurance policy if they have comprehensive insurance. But if you find […]
diciembre 22, 2021
AgencyWhat Is Roadside Assistance?
It’s common for drivers to have issues with their vehicles when temperatures drop. Roadside assistance covers your vehicle in the event of a car emergency. When you call roadside assistance from the road or your home, your provider dispatches a mechanic or tow truck to service your vehicle. Roadside assistance is designed to keep you […]
diciembre 1, 2021
AgencyHow to get your car ready for winter
After a long, hot summer, you’re probably ready for cooler temperatures, but is your car? Winter brings with it plenty of dangerous weather conditions that can make driving difficult. There are many precautions you can take to prepare yourself and your vehicle for the incoming winter. Here are a few quick and easy ways to […]
noviembre 17, 2021
AgencyRental Car Coverage on your policy
Do I need rental car insurance? First and foremost, it’s important to make sure the car you’re driving is covered by insurance. When you rent a car, rental companies give you the option to insure the vehicle. However, you may not need it if rental cars are already covered under your existing insurance policy. If […]
noviembre 10, 2021
AgencyWhat Is a Car Insurance Deductible?
In simple terms the deductible is the amount “deducted” from car repairs resulting from collisions or other accidents before insurance will cover expenses. It is the amount you as an insured must pay out of your own pocket. For example, if your deductible is $500 and your car repairs cost $2,000, the insurance company will […]
octubre 14, 2021
AgencyDoes Car Insurance Go Down at Age 25?
As a young driver, do you ever wonder » when will my insurance finally cut me a break?» If so good news, they might have a special birthday surprise for you!!! Car insurance does go down at age 25. The average price of car insurance for a 25-year-old is $3,207 for an annual policy. By […]