June 3, 2023
AgencySwimming Pools and Insurance: What You Need To Know
Is my swimming pool covered under my homeowners insurance? Yes, if you have a swimming pool on your property it is covered on your homeowners policy. Specifically, it is covered under the “other structures” section of your homeowners policy, which covers structures including detached structures such as sheds, fences, driveways, detached garages, and of course […]
August 24, 2022
AgencyHomeowners insurance vs. landlord insurance for a rental property
Suppose you want to turn a house you own into a full-time rental property. What kind of insurance do you need to help protect your place when renters live there? You most likely need a landlord policy. But if you plan to have tenants only occasionally, homeowners insurance may be a better fit. Here are some factors to […]
June 9, 2022
AgencyWhat are the Most Common Problems for Airbnb Hosts ?
When you open your home to guests, you hope that like you, they show your property the same respect you do. That’s not always what happens though, below are some of the “risks” you run as an Airbnb hosts: Vandalism – whether the result of an unauthorized party or the actions of an individual guest, […]
February 23, 2022
AgencyHome Inflation Driving Up Loss Costs For Home Owners
Property owners are facing inflation pressures. The National Home Builders reported in December 2021 that prices of goods used in home construction climbed 0.9%. Building material prices increased 13.5% year to date, after increasing 5.1% during the same period in 2020. Prices have been erratic. Lumber prices reached the highest of about $ 1,500 per […]
November 24, 2021
AgencyMost common homeowners insurance claims you can avoid this holiday
There are 3 main components to homeowners insurance: dwelling coverage, personal property coverage, and personal liability coverage. As we prepare to stuff the turkey and deck the halls, homeowners should make sure to avoid common mistakes that cause claims during the holidays. Holiday insurance claims tend to be caused by homeowners themselves. cooking accidents are the most common claims filed […]
September 15, 2021
AgencyGetting your home ready for Fall!
As the seasons change, so do our activities and home needs. Even though summer is not quite over yet, it’s a good time to do some seasonal maintenance to keep your home running smoothly. The weather can change quickly; A bit of attention now will save costly repairs and aggravation later. As you’re enjoying the […]