Whether you’re new to motorcycles or an expert rider whose been riding since the age of 16 and searching for discounts, you likely have questions about motorcycle insurance.
1. What kind of motorcycle insurance do I need for my bike?
There are a variety of insurance coverage options available for you. Liability insurance is very standard for motorcycle insurance, and in most states it is required, however optional coverages are available to you
Some of those coverages can include but are not limited to Liability only, Collision & Comprehensive, Physical damage plus, Optional/special equipment, Replacement cost, Medical expenses, coverage for a guest passenger, Underinsured and uninsured protection for you, and of course, Roadside assistance. Even if your state doesn’t require insurance for your bike, it is honestly in your best interest to purchase a policy for both you and those around you.
2. How much is motorcycle insurance?
The cost of motorcycle insurance can change in price depending on your specific desired amount of coverage. Similar to your auto insurance, there are many things to take into account, such as where you live (zipcode), the specific typeof bike you own, your driving record, and also your payment history. Customizing your coverages is a good way to help save money on your policy.
3. What information do you need to insure your motorcycle?
you should have these things ready to go, once you are ready to start your policy:
The make, model, and year of your bike (or VIN), The names of the riders you want on the plan (f any at all),Your current coverages and limits, Your date of birth and address, your driver's license number.