A quick note: the point of this comparison is not to discount the value of our modern era conveniences, or shame anyone for the small pleasures we’ve all turned to (or missed desperately) during the last year and a half. Instead, we’ll show that you can make room for both things — your post-pandemic lifestyle, and the peace of mind life insurance brings — with virtually no sacrifice.
So, what else costs about $13?
- A bottle of wine. We know. The last year and a half has been rough, but just one less bottle of vino per month could make room for the life insurance protection your family needs. In Nevada, the average price of a bottle of mid-premium supermarket wine is $14.49, with a $1-2 variation across the nation.
- A single subscription meal. An average entrée runs $10-15 with most subscription meal services. Dialing it back by just one entrée per month could cover the cost of long-term financial protection for your family.
- Streaming fitness classes. At $15.99/month, exercise fans say it’s worth every penny for access to classes. So why not budget for both? For about the same price, you may also be able to get life insurance coverage as well.
- Your beloved “custom topping” burger meal (and peanuts to tide you over until it’s ready). The average check at your favorite “fast-casual” restaurant runs about $17. If you eat at one of these restaurants a few times a month, just cutting back on one trip gets you pretty close to your life insurance goal.
- A music streaming plan. The family subscription for a music streaming service comes in at about $14 per month, and it’s a cost most of us don’t blink an eye at. While life insurance coverage isn’t quite as “set-and-forget” as being able to download your favorite playlist (don’t skip out on your annual policy review!), it can be just as affordable.