Call Us 702-251-4949 ☰ ˟
Logo
Español
Call Us 702-251-4949
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • Business Owners (BOP) Quote Form
    • Homeowners
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About A-AccuPro Insurance
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Do You Need Insurance to Drive Someone Else’s Car?
WEDNESDAY, DECEMBER 29, 2021

Do You Need Insurance to Drive Someone Else’s Car?

Do You Need Insurance to Drive Someone Else’s Car?

If you’ve needed to borrow a friend’s vehicle, you’ve probably wondered if their insurance policy covers you. Depending on your state and the terms of the policy, you could be covered under the car owner’s insurance policy if they have comprehensive insurance. But if you find yourself borrowing a car frequently, you might want to acquire your own policy so you can drive others’ vehicles with confidence.

Does Insurance Follow the Car or the Driver?

Most full coverage auto insurance policies are written to follow the vehicle instead of the driver, so if you’re borrowing someone’s fully insured car, you’ll likely be covered under their insurance. However, what is covered under their policy will vary depending on what type of insurance they have.

If you have insurance on a vehicle of your own and borrow someone else’s vehicle, some elements of your insurance might extend to the borrowed vehicle—check your policy.

 What about Liability Coverage?

If you have car insurance and drive another’s vehicle, it’s common for liability insurance to pay for claims that occur in vehicles you don’t own up to the policy limits. If you have standard insurance, then your liability insurance will usually protect you to a certain extent if you get into an accident in an uninsured borrowed car, or if the driver of the other vehicle attempts to sue you.

If you’re not personally insured and borrow a vehicle that has liability coverage, you might be covered under their policy if you’re temporarily driving the vehicle with permission. 

Posted 1:52 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • insurance(7)
  • assistance(6)
  • payment(4)
  • insurance payment(4)
  • insurance discount(4)
  • flat tire(3)
  • insurance company(3)
  • car(3)
  • auto insurance(3)
  • safe(3)
  • motorcycle(3)
  • mercury(3)
  • cheap(3)
  • nevada(3)
  • safeco(3)
  • gas(3)
  • coverage(3)
  • progressive(3)
  • roadside(3)
  • lasvegas(3)
  • travelers(3)
  • auto pay(3)
  • dairyland(3)
  • stranded(3)
  • blog(3)
  • comprehensive(2)
  • roadside assistance(2)
  • las vegas(2)
  • baby(1)
  • comp and collision(1)
  • holidays(1)
  • car insurance deductible(1)
  • collisioninsurance company(1)
  • homeowners(1)
  • car seat safety(1)
  • motorcycle discount(1)
  • accident(1)
  • baby proof(1)
  • deductibles(1)
  • #airbnb #insurance #sublet #homeinsurance #risk(1)
  • collision coverage(1)
  • safety(1)
  • renters(1)
  • zip code(1)
  • renters insurance(1)
  • bike insurance(1)
  • mirror(1)
  • faq(1)
  • claims(1)
  • deductible(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
9017 South Pecos Rd., Suite 4465 | Henderson, NV 89074
P: 702-251-4949 | F: 702-251-8168
Social Social
Logo

Powered by Insurance Website Builder