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Home » Different Types of Insurance
August 16, 2024
Agency

Different Types of Insurance

 

  Insurance helps protect what matters most to you, whether that is your home, vehicle or business. So, when making a decision in coverage choices or which company to go with make the best choice and join the Accupro Insurance family.  Think about us when your shopping for a new motorcycle, or in the market for a new house. We offer different coverage plans to provide coverage for whatever life hands you. Here is what we have to offer:

 

AUTO INSURANCE

Automobile insurance is designed to provide coverage on any property containing an engine. This applies to your cars, trucks, ATV’s like quads, dirt bikes, RZR’s and more. This coverage can also be applied across boats and other watercrafts. We provides these rates based on factors such as driving and accident history. This a requirement for most vehicles in Nevada and it requires you to hold bodily injury and property damage at the least, but we do offer great rates for full coverage as well. We also have options for foreign cars and your old school rides!

HOME INSURANCE

This insurance provides coverage for repair cost for the structure of your home and some things inside it. This is coverage that will help re-build your home in case of a fire, flood or if a tornado came and lifted it off the ground. It also provides coverage for personal items like jewelry, and if it were to be involved in a fire, endured water damaged, or suffered the loss due to theft. It can also cover medical instances if someone outside of your household were to be injured on your property. This insurance is not necessarily required but most mortgage lenders require homeowners to carry it. 

RENTERS INSURANCE

Most landlords require their tenants to carry renter insurance when inhabiting a unit on their property. This insures coverage over your property in the unit in case of any fire, theft or vandalism. It does not cover any damage to the unit and building itself. The landlords have their own insurance to cover these costs.

BUSINESS INSURANCE

Also known as commercial insurance provides coverage over owning and operating a business. Your business can experience many losses and this insurance makes sure it covers any losses the property or the employee’s may experiences. These costs can include accidents, natural disasters, lawsuits, and other events that could threaten a business’s ability to operate.

-Property:  damage to the building, tools, or inventory

-Employees: covers medical expenses to any employees injured

-Customers and Clients: covers any lawsuits anyone may file against the business

-Liability: covers any service errors made by the company

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