Boat Ready?
Are you planning to hit the waters this summer? Whether your in the ocean or on a lake your going to want to be covered. Hitting the boat on a hidden rock or flipping the jet ski would not be a fun repair cost to cover on your own. We cover any water vehicle you can think of. As always we customize you coverage to fit your needs. If you have a small watercraft that does not exceed speeds of 25 mph we can cover it under your homeowners insurance or renters policy. We insure coverage for property damage for small boats such as canoes, small sailboats, or small powerboats, with less than 25 miles per horse power. The coverage can include the boat the motor and even the trailer combined. Then when its a small boat it can be added as an endorsement to a homeowners policy. Larger and faster boats such as yachts and other watercrafts like jet skis need their own personal policy. Typical policies cover he damage to the boat itself and they also cover property damage, theft, and medical payments. Boat insurance is offered in either actual cash value or agreed amount value. Some optional boat coverages that can be included are physical loss or damage to the actual boat, theft of the boat, bodily injury, damage caused to someone else’s property, guest passenger liability, and towing. on top of all of that do not worry there are many discounts to be offered. There are discounts for diesel powered crafts, because they are less hazardous than gas powered boats. If you craft has all the necessary for extinguishers that may also be a discount, as long as having anti theft devices are one of the ways to save. Insuring your pleasure vehicles like your boats jet skis and other water crafts will just ultimately give you the peace of mind you’ll need to have unlimited fun! So do not wait call in and get the quote you need to get your summer started!