{"id":6201,"date":"2021-10-06T19:49:46","date_gmt":"2021-10-07T00:49:46","guid":{"rendered":"http:\/\/accupro-insurance.five.zysites.com\/blog\/what-exactly-does-car-insurance-cover\/"},"modified":"2026-02-19T08:31:31","modified_gmt":"2026-02-19T14:31:31","slug":"what-exactly-does-car-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.quoteguy.com\/es\/blog\/what-exactly-does-car-insurance-cover\/","title":{"rendered":"What Exactly Does Car Insurance Cover?"},"content":{"rendered":"

Car insurance can’t keep you from getting into an accident, but it can help pay the large amount of medical bills and repair costs that come from a serious accident. <\/span><\/p>\n

How much your policy will pay out in an accident depends on the types of car insurance you buy and the limits you as the insured choose. Here’s a guide to coverage options.<\/span><\/p>\n

Most auto policies include several types of car insurance coverage, each designed to pay for different expenses.<\/span><\/p>\n

For example, one part of your policy might cover repairs for your vehicle, while another part of your insurance pays for someone else’s damage that you may or may not have caused .<\/span><\/p>\n

Each type of coverage has a limit — the maximum your policy will pay.<\/span><\/p>\n

You can customize many of these limits based on how much coverage you want and how much you’re willing to pay for your policy.<\/span><\/p>\n

The higher your limits and the more types of coverage you buy, the less financial responsibility you’re likely to face after an accident — but the more expensive your insurance will be.<\/span><\/p>\n

If you cause a car accident, Liability Insurance <\/span>will cover the cost of any damage, injuries or deaths. <\/span><\/p>\n

There are two types of liability coverage for auto policies:<\/span><\/p>\n

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Bodily injury liability<\/span> pays for expenses from injuries or deaths in an accident you cause.<\/span><\/p>\n

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Property damage liability<\/span> covers repair costs if you hit another vehicle or other property such as a fence or building.<\/span><\/p>\n

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The amount of liability coverage in a policy is usually expressed as three numbers. For example, 100\/300\/50 means:<\/span><\/p>\n

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