{"id":6154,"date":"2023-01-28T01:37:13","date_gmt":"2023-01-28T07:37:13","guid":{"rendered":"http:\/\/accupro-insurance.five.zysites.com\/blog\/quick-q-a-from-our-president\/"},"modified":"2026-02-19T08:25:44","modified_gmt":"2026-02-19T14:25:44","slug":"quick-q-a-from-our-president","status":"publish","type":"post","link":"https:\/\/www.quoteguy.com\/es\/blog\/quick-q-a-from-our-president\/","title":{"rendered":"Quick Q &#038; A from our President:"},"content":{"rendered":"<ul style=\"margin-bottom: 40px; padding-right: 19px; list-style-type: none; list-style-image: initial;\">\n<li>&nbsp;<\/li>\n<li>&nbsp;Here are 5 quick hot questions you might&#8217;ve asked yourself in the past!&nbsp;<\/li>\n<li>&nbsp;<\/li>\n<li>&nbsp;<\/li>\n<li&gt;Q;Under what circumstances should I file an auto insurance claim?&nbsp;<img decoding=\"async\" src=\"https:\/\/thumbs.dreamstime.com\/b\/shocked-mom-cartoon-vector-clip-art-illustration-simple-gradients-all-single-layer-72623103.jpg\" alt=\"Shocked Stock Illustrations \u2013 31,625 Shocked Stock Illustrations, Vectors &amp; Clipart - Dreamstime\" \/><\/li>\n<li>&nbsp;<\/li>\n<li&gt;A; According to Our President: If your wake up in the morning and your car is gone, If the damage to your vehicle is more than $500.00.&nbsp;<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p> &nbsp;Q : Is it a good idea to add full coverage to an older vehicle?&nbsp; &nbsp;<img decoding=\"async\" data-src=\"https:\/\/media.wheelscene.com\/wp-content\/uploads\/2015\/10\/clunker-car.jpg\" alt=\"Clunker Car: Deciding If You Should Fix It or Ditch It\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/p>\n<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; A: Depending on the company that youtr insuring with, always based on value of the car.<\/p>\n<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; EX: A 1998 toyota corolla does not carry the same value a 2023 corolla does, therefor it is not worth the full coverage on it.&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp; &nbsp; Q:&nbsp;<span style=\"font-size: 12pt;\">Should I bundle my auto and homeowners insurance?&nbsp;<img decoding=\"async\" src=\"data:image\/png;base64,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\" alt=\"Bundle Your Home and Auto Insurance | AAA Western &amp; Central New York\" \/><\/span><\/p>\n<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; A : Only if the premium right it doesn&#8217;t always save you money, always ask for them to be quoted together as well as <a id=\"fprsl\" class=\"gL9Hy\" href=\"https:\/\/www.google.com\/search?rlz=1C1CHZN_enUS938US938&amp;q=separately.&amp;spell=1&amp;sa=X&amp;ved=2ahUKEwjnx9ur9-j8AhWuKkQIHbQlAGMQkeECKAB6BAgIEAE\" data-ved=\"2ahUKEwjnx9ur9-j8AhWuKkQIHbQlAGMQkeECKAB6BAgIEAE\" style=\"color: #1a0dab;\"><strong><em>separately<\/em><\/strong>.<\/a><\/p>\n<p>&nbsp;<span style=\"white-space: pre;\">&nbsp;<\/span><\/p>\n<p><span style=\"white-space: pre;\">&nbsp;<\/span><\/p>\n<p><span style=\"white-space: pre;\">&nbsp;<\/span><\/p>\n<p><span style=\"white-space: pre;\">&nbsp;<\/span>Q:&nbsp;<span style=\"font-size: 12pt;\">Will my credit history influence my insurance rates?&nbsp;<img decoding=\"async\" data-src=\"https:\/\/www.nfcc.org\/wp-content\/uploads\/2020\/09\/bigstock-Credit-Score-Concept-Business-384487778.jpg\" alt=\"Credit Score Ranges - How It Matters To Your Finances?\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/span><\/p>\n<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;A : <a id=\"fprsl\" class=\"gL9Hy\" href=\"https:\/\/www.google.com\/search?rlz=1C1CHZN_enUS938US938&amp;q=ABSOLUTELY&amp;spell=1&amp;sa=X&amp;ved=2ahUKEwir5fSS9-j8AhUyDkQIHfyjBecQkeECKAB6BAgGEAE\" data-ved=\"2ahUKEwir5fSS9-j8AhUyDkQIHfyjBecQkeECKAB6BAgGEAE\" style=\"color: #1a0dab;\"><strong><em>ABSOLUTELY<\/em><\/strong><\/a>!!<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 12pt;\">Q : Whats your pick Starbucks or Dutch Bros?&nbsp;<img decoding=\"async\" data-src=\"https:\/\/portafilter.net\/wp-content\/uploads\/2022\/07\/Dutch-Bros-vs-Starbucks.png\" alt=\"Dutch Bros Vs. Starbucks: Which Has Better Coffee?\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/span><\/p>\n<p><span style=\"font-size: 12pt;\">&nbsp; &nbsp; &nbsp; &nbsp; <strong>&nbsp;&nbsp;<\/strong><\/span><span style=\"font-size: 12pt;\"><strong>A: STARBUCKS, there is more variety.&nbsp;<\/strong><\/span><\/p>\n<p><span style=\"font-size: 12pt;\"><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span style=\"font-size: 12pt;\"><strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;ANSWER TO OUR FACEBOOK POST: YOU CAN PURCHASE A TOTAL OF 21 VENTI COFFEE FRAPPE&#8217;S WITH $100.00<\/strong><\/span><\/p>\n<p><span style=\"font-size: 12pt;\"><strong>&nbsp;<\/strong><\/span><\/p>\n<p><span style=\"font-size: 12pt;\"><strong>&nbsp;<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp;Here are 5 quick hot questions you might&#8217;ve asked yourself in the past!&nbsp; &nbsp; &nbsp;<\/p>\n","protected":false},"author":69,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[77,1],"tags":[],"class_list":["post-6154","post","type-post","status-publish","format-standard","hentry","category-agency-news","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/posts\/6154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/comments?post=6154"}],"version-history":[{"count":0,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/posts\/6154\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/media?parent=6154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/categories?post=6154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/tags?post=6154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}