{"id":6131,"date":"2023-08-01T01:16:41","date_gmt":"2023-08-01T06:16:41","guid":{"rendered":"http:\/\/accupro-insurance.five.zysites.com\/blog\/reasons-to-get-life-insurance-in-the-summer\/"},"modified":"2025-05-20T14:46:21","modified_gmt":"2025-05-20T19:46:21","slug":"reasons-to-get-life-insurance-in-the-summer","status":"publish","type":"post","link":"https:\/\/www.quoteguy.com\/es\/blog\/reasons-to-get-life-insurance-in-the-summer\/","title":{"rendered":"Reasons to get life insurance in the summer"},"content":{"rendered":"<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\">Policyholders looking at life insurance this summer might want to&nbsp; consider the following types of policies:<\/p>\n<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\">.<\/p>\n<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\"><span style=\"margin: 0px; padding: 0px; border: 0px; color: #0f0f0f;\">Term life insurance<\/span><\/p>\n<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\">Term life insurance offers coverage for a fixed period of 10 to 30 years, depending on the policyholder&rsquo;s choice. If the policyholder passes away while the policy is in force, their loved ones receive a significant death benefit to replace their income and help eliminate debts. Term life insurance premiums are cheaper because the policyholder risks outliving the policy.<\/p>\n<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\"><span style=\"margin: 0px; padding: 0px; border: 0px; color: #0f0f0f;\">Whole life insurance<\/span><\/p>\n<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\">Whole life insurance policies are a form of permanent life insurance. They&rsquo;re more expensive than term policies, but the policyholder is covered for their entire life if they keep up on premiums.<\/p>\n<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\">Additionally, part of each premium goes into a cash value growth component, which grows tax-deferred at a fixed interest rate. When the cash value is large enough, policyholders can borrow from it at a low rate, withdraw from it, or receive all of it (minus surrender charges) if they surrender the policy.<\/p>\n<h2 style=\"color: #0f0f0f; margin: 30px 0px 2.4rem; padding: 0px; border: 0px;\">Get life insurance this summer<\/h2>\n<p style=\"color: #7b7b7b; margin: 0px 0px 8px; padding: 0px; border: 0px;\">Summer can be the perfect time for many to look for life insurance since many people have more time to research policies and shop around for the best quotes. It can provide peace of mind when traveling during the summer months and help parents of college students cover their kids when they&rsquo;re at school later on.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Policyholders looking at life insurance this summer might want to&nbsp; consider the following types of policies: . Term life insurance Term life insurance offers coverage for a fixed period of 10 to 30 years, depending on the policyholder&rsquo;s choice. If the policyholder passes away while the policy is in force, their loved ones receive a [&hellip;]<\/p>\n","protected":false},"author":69,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1,82],"tags":[],"class_list":["post-6131","post","type-post","status-publish","format-standard","hentry","category-blog","category-life-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/posts\/6131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/comments?post=6131"}],"version-history":[{"count":0,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/posts\/6131\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/media?parent=6131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/categories?post=6131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/tags?post=6131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}