{"id":8784,"date":"2025-11-25T14:17:43","date_gmt":"2025-11-25T20:17:43","guid":{"rendered":"https:\/\/www.quoteguy.com\/?page_id=8784"},"modified":"2026-05-28T08:27:03","modified_gmt":"2026-05-28T13:27:03","slug":"frequently-asked-questions-faqs","status":"publish","type":"page","link":"https:\/\/www.quoteguy.com\/es\/frequently-asked-questions-faqs\/","title":{"rendered":"Frequently Asked Questions (FAQs)"},"content":{"rendered":"<p>Have a question about insurance? Our FAQ page has you covered \u2013 and we\u2019re always adding more! Visit frequently to explore new topics and stay informed.<\/p>\n<div class=\"zy-accordion-container\"><div id=\"accordion-6aac0caced003\" class=\"zy-accordion\" data-default-open=\"false\">\n<div class=\"accordion-item\">\n<h3 class=\"accordion-title\"><span class=\"accordion-toggle\"><i class=\"fa-solid fa-caret-down\"><\/i><\/span>Does uninsured\/underinsured motorist insurance cover your vehicle?  <\/h3>\n<div class=\"accordion-content\" style=\"display: none;\">\n<p>\nNo UMI does not cover your vehicle if you are involved in a accident with someone who doesn&#8217;t have insurance or doesn&#8217;t have enough UMI only covers medical in the case of an accident.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"accordion-6aac0caced066\" class=\"zy-accordion\" data-default-open=\"false\">\n<div class=\"accordion-item\">\n<h3 class=\"accordion-title\"><span class=\"accordion-toggle\"><i class=\"fa-solid fa-caret-down\"><\/i><\/span>How long do I need an SR-22 for?<\/h3>\n<div class=\"accordion-content\" style=\"display: none;\">\n<p>\n Most SR-22 are required to be kept for 3 continuous years. You should always ask the DMV because it can be longer for certain situations.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"accordion-6aac0caced09a\" class=\"zy-accordion\" data-default-open=\"false\">\n<div class=\"accordion-item\">\n<h3 class=\"accordion-title\"><span class=\"accordion-toggle\"><i class=\"fa-solid fa-caret-down\"><\/i><\/span>What is a deductible?<\/h3>\n<div class=\"accordion-content\" style=\"display: none;\">\n<p>\nA deductible is the amount you pay out of pocket before your insurance company covers the remaining amount of the claim. You set your deductible amount when opening a new policy. You can always change this amount to be higher or lower depending on your needs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Does uninsured\/underinsured motorist insurance cover your vehicle?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No UMI does not cover your vehicle if you are involved in a accident with someone who doesn't have insurance or doesn't have enough UMI only covers medical in the case of an accident.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How long do I need an SR-22 for?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Most SR-22 are required to be kept for 3 continuous years. You should always ask the DMV because it can be longer for certain situations.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is a deductible?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A deductible is the amount you pay out of pocket before your insurance company covers the remaining amount of the claim. You set your deductible amount when opening a new policy. You can always change this amount to be higher or lower depending on your needs.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have a question about insurance? Our FAQ page has you covered \u2013 and we\u2019re always adding more! Visit frequently to explore new topics and stay informed. &nbsp;<\/p>\n","protected":false},"author":69,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_analytify_skip_tracking":false,"footnotes":""},"class_list":["post-8784","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/pages\/8784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/comments?post=8784"}],"version-history":[{"count":0,"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/pages\/8784\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.quoteguy.com\/es\/wp-json\/wp\/v2\/media?parent=8784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}