septiembre 15, 2021
AgencyGetting your home ready for Fall!
As the seasons change, so do our activities and home needs. Even though summer is not quite over yet, it’s a good time to do some seasonal maintenance to keep your home running smoothly. The weather can change quickly; A bit of attention now will save costly repairs and aggravation later. As you’re enjoying the […]
noviembre 24, 2021
AgencyMost common homeowners insurance claims you can avoid this holiday
There are 3 main components to homeowners insurance: dwelling coverage, personal property coverage, and personal liability coverage. As we prepare to stuff the turkey and deck the halls, homeowners should make sure to avoid common mistakes that cause claims during the holidays. Holiday insurance claims tend to be caused by homeowners themselves. cooking accidents are the most common claims filed […]
febrero 23, 2022
AgencyHome Inflation Driving Up Loss Costs For Home Owners
Property owners are facing inflation pressures. The National Home Builders reported in December 2021 that prices of goods used in home construction climbed 0.9%. Building material prices increased 13.5% year to date, after increasing 5.1% during the same period in 2020. Prices have been erratic. Lumber prices reached the highest of about $ 1,500 per […]
junio 9, 2022
AgencyWhat are the Most Common Problems for Airbnb Hosts ?
When you open your home to guests, you hope that like you, they show your property the same respect you do. That’s not always what happens though, below are some of the «risks» you run as an Airbnb hosts: Vandalism – whether the result of an unauthorized party or the actions of an individual guest, […]
agosto 24, 2022
AgencyHomeowners insurance vs. landlord insurance for a rental property
Suppose you want to turn a house you own into a full-time rental property. What kind of insurance do you need to help protect your place when renters live there? You most likely need a landlord policy. But if you plan to have tenants only occasionally, homeowners insurance may be a better fit. Here are some factors to […]
febrero 8, 2023
AgencyIs There a Link Between Valentine’s Day & Insurance?
Did you know love and insurance are actually extremely connected? Valentine’s Day has a much bigger impact on the insurance industry than most people think. Yes, that’s right! Let’s find out how… While on a cruise ship in Mexico, a woman’s 14 carrot diamond ring fell out of the ship. Thankfully, she had insurance and […]
junio 3, 2023
AgencySwimming Pools and Insurance: What You Need To Know
Is my swimming pool covered under my homeowners insurance? Yes, if you have a swimming pool on your property it is covered on your homeowners policy. Specifically, it is covered under the “other structures” section of your homeowners policy, which covers structures including detached structures such as sheds, fences, driveways, detached garages, and of course […]
junio 28, 2023
AgencyFourth of July Safety
The fourth of July is an exciting holiday. It marks our country’s independence, which is a great reason to celebrate! The day might involve getting together with family and friends for a cookout and enjoying everything there is to do outside. As the sun starts to set, the kids may ask about lighting sparklers in […]
agosto 16, 2023
AgencyBack-to-School Insurance Tips
As the school year kicks off, a change of routine is on the way for millions of families. Whether you’ve got a younger child entering daycare or a student heading off to college in the fall, there are a few considerations that policyholders should consider to ensure that everyone on your policy is prepared for […]
septiembre 21, 2023
AgencyHomeowners Insurance Guide for First-Time Home Buyers
Homeowners insurance is important for several reasons, and it provides crucial protection for your home, personal belongings, and financial well-being. Here are some reasons why homeowners insurance is important and what it should cover: Protection for Your Dwelling: Homeowners insurance typically covers damage or destruction to your home’s structure, including foundation, walls, roof, and built-in […]