A Few Pointers to Save

  We get it things are tight, costs are up and and pay is not. Your wondering why insurance costs keep going up while you maintain a clean driving record and have no accidents. There are many reasons that are responsible, raised accident reports, raised repair costs, raised vehicle theft and many other instances. In this economy everything is at an all time high. Then on top of that the required statewide increase did not make it any better. Regardless of keeping good credit and avoiding claims some things are just unavoidable like your zip code. Dependent on the area you live in your rates can be significantly more expensive. If you live more towards the inner-city you’ll notice higher rates rather than in the suburbs. Less traffic, less money. It also works in the way if someone lives in a crime ridden area against living in a gated community. More crime, more money. We all wish that it was as easy as moving to another neighborhood to save money on your rates. You can go with higher deductibles, ask your broker what kind of things can apply as a discount, or even bundle your policy with another to try and get a bang out of your buck. Another big thing to consider is the type of car you buy. If your going German-Engineering sportscar then be ready to some higher rates. Especially if your planning to lease or finance a vehicle and will be making payments consider your insurance cost as an added cost to your new vehicle. So always be cautious when car shopping. Get your quotes before making the leap to purchase.