January 12, 2022
AgencyCredit rating change Insurance rates
There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting.Some people have absolutely no idea that it’s used in the rate at all. At the […]
December 29, 2021
AgencyDo You Need Insurance to Drive Someone Else’s Car?
Do You Need Insurance to Drive Someone Else’s Car? If you’ve needed to borrow a friend’s vehicle, you’ve probably wondered if their insurance policy covers you. Depending on your state and the terms of the policy, you could be covered under the car owner’s insurance policy if they have comprehensive insurance. But if you find […]
December 22, 2021
AgencyWhat Is Roadside Assistance?
It’s common for drivers to have issues with their vehicles when temperatures drop. Roadside assistance covers your vehicle in the event of a car emergency. When you call roadside assistance from the road or your home, your provider dispatches a mechanic or tow truck to service your vehicle. Roadside assistance is designed to keep you […]
December 8, 2021
AgencyBest Hot Chocolate for this Winter
When your not driving your vehicle anywhere and it’s just one of those days where you feel like just kicking back the recliner or pulling up the bedsheets and staying in here is the best hot chocolate recipe to accompany you on these cold winter days. Homemade Hot Chocolate Recipe Ingredients 1/4 cup granulated sugar, […]
December 1, 2021
AgencyHow to get your car ready for winter
After a long, hot summer, you’re probably ready for cooler temperatures, but is your car? Winter brings with it plenty of dangerous weather conditions that can make driving difficult. There are many precautions you can take to prepare yourself and your vehicle for the incoming winter. Here are a few quick and easy ways to […]
November 24, 2021
AgencyMost common homeowners insurance claims you can avoid this holiday
There are 3 main components to homeowners insurance: dwelling coverage, personal property coverage, and personal liability coverage. As we prepare to stuff the turkey and deck the halls, homeowners should make sure to avoid common mistakes that cause claims during the holidays. Holiday insurance claims tend to be caused by homeowners themselves. cooking accidents are the most common claims filed […]
November 17, 2021
AgencyRental Car Coverage on your policy
Do I need rental car insurance? First and foremost, it’s important to make sure the car you’re driving is covered by insurance. When you rent a car, rental companies give you the option to insure the vehicle. However, you may not need it if rental cars are already covered under your existing insurance policy. If […]
November 10, 2021
AgencyWhat Is a Car Insurance Deductible?
In simple terms the deductible is the amount “deducted” from car repairs resulting from collisions or other accidents before insurance will cover expenses. It is the amount you as an insured must pay out of your own pocket. For example, if your deductible is $500 and your car repairs cost $2,000, the insurance company will […]
November 3, 2021
AgencyThe importance of Renter’s Insurance
One of the most important things renter insurance covers is damage to your personal property. Your landlord’s insurance doesn’t cover any of your personal belongings if a loss such as fire, water damage from an overflowing sink or toilet, theft happens in your apartment. A common objection to the renter’s insurance is “I don’t need renter insurance because […]
October 20, 2021
AgencyImportant questions to ask before you purchase insurance on your motorcycle
Whether you’re new to motorcycles or an expert rider whose been riding since the age of 16 and searching for discounts, you likely have questions about motorcycle insurance. 1. What kind of motorcycle insurance do I need for my bike? There are a variety of insurance coverage options available for you. Liability insurance is very standard […]