February 5, 2022
AgencyTips for Creating a Safe Driver Contract with your Teenage Driver
If your teenager is on the verge of getting their driver’s license, you’re probably questioning how you should talk about driver’s safety with them. You also might be thinking of how to explain all of the many risks they will face and how to reduce them. You’re most likely also asking yourself if you’ll ever […]
December 29, 2021
AgencyDo You Need Insurance to Drive Someone Else’s Car?
Do You Need Insurance to Drive Someone Else’s Car? If you’ve needed to borrow a friend’s vehicle, you’ve probably wondered if their insurance policy covers you. Depending on your state and the terms of the policy, you could be covered under the car owner’s insurance policy if they have comprehensive insurance. But if you find […]
December 22, 2021
AgencyWhat Is Roadside Assistance?
It’s common for drivers to have issues with their vehicles when temperatures drop. Roadside assistance covers your vehicle in the event of a car emergency. When you call roadside assistance from the road or your home, your provider dispatches a mechanic or tow truck to service your vehicle. Roadside assistance is designed to keep you […]
December 1, 2021
AgencyHow to get your car ready for winter
After a long, hot summer, you’re probably ready for cooler temperatures, but is your car? Winter brings with it plenty of dangerous weather conditions that can make driving difficult. There are many precautions you can take to prepare yourself and your vehicle for the incoming winter. Here are a few quick and easy ways to […]
November 17, 2021
AgencyRental Car Coverage on your policy
Do I need rental car insurance? First and foremost, it’s important to make sure the car you’re driving is covered by insurance. When you rent a car, rental companies give you the option to insure the vehicle. However, you may not need it if rental cars are already covered under your existing insurance policy. If […]
November 10, 2021
AgencyWhat Is a Car Insurance Deductible?
In simple terms the deductible is the amount “deducted” from car repairs resulting from collisions or other accidents before insurance will cover expenses. It is the amount you as an insured must pay out of your own pocket. For example, if your deductible is $500 and your car repairs cost $2,000, the insurance company will […]
October 14, 2021
AgencyDoes Car Insurance Go Down at Age 25?
As a young driver, do you ever wonder ” when will my insurance finally cut me a break?” If so good news, they might have a special birthday surprise for you!!! Car insurance does go down at age 25. The average price of car insurance for a 25-year-old is $3,207 for an annual policy. By […]
October 6, 2021
AgencyWhat Exactly Does Car Insurance Cover?
Car insurance can’t keep you from getting into an accident, but it can help pay the large amount of medical bills and repair costs that come from a serious accident. How much your policy will pay out in an accident depends on the types of car insurance you buy and the limits you as the […]
September 29, 2021
AgencySR-22: What Is It? Why Would I Need It?
If your driver’s license has been suspended, your state Department of Motor Vehicles may require you to obtain an SR-22, it is also known as a Certificate of Financial Responsibility. An SR-22 verifies the purchase of vehicle insurance coverage required by the state to get a reinstatement of your driving privileges. The requirement to have […]
September 21, 2021
AgencyUnder what circumstances should I file an auto insurance claim?
When is it a good idea to file a claim with your insurance company? When should you file a claim, when should you not? Here’s how to judge when to tell your insurer about an accident: You put a dent in someone’s car and they suggest just paying for the damages with cash, instead of calling […]