Having a good insurance broker you trust can be very beneficial. I have compiled a list of the top 5 reasons you will want to use an insurance broker for all of your insurance needs:
Many Companies = Many Policies
Insurance brokers can insure you at one of many companies in their arsenal. All insurance companies focus on a particular type of client, so a broker can match you with the company that is best suited for your personal situation. For example, there are companies that focus on high risk drivers. If you have some accidents or an SR-22, you will get much better rates from these companies as opposed to the companies that target preferred drivers. The most common way to discourage drivers they do not want is by price. By not being competitive to certain market segments, they can control the number of clients from that segment.
Most brokers carry multiple lines of insurance. So whether you need auto insurance, RV insurance, motorcycle insurance, business insurance, life insurance, home owners insurance or ATV insurance, you can call your local insurance broker. It is nice to have all of your policies out of one place because you can ultimately call your broker for service and assistance which brings me to the next point.
Local Customer Service
Want to drop into a local office and make a payment or ask a question without having to navigating through a complex automated phone system? Your local broker is available, during business hours, to answer your questions or stop in for a visit. This is just one of the benefits of using a broker.
Did you know you can call your local broker at anytime and have them re-quote your policy? Brokers get new companies they write policies for from time to time and when insurance companies need to grow they lower their rates. You should be getting new quotes at least every couple of years.
Nice to Have a Friend in the Insurance Business
Brokers are not a direct part of the insurance companies they write policies for. They get to see how their companies handle claims and handle customer service. Trust me, if a client has an issue with their company, the broker WILL get a call to discuss what happened. Having access to someone that has options means they can be open and honest about the companies. Agents representing one company are not as likely to be as honest about the negative parts of the companies they work for directly. If you are not satisfied with any of your policies, for any reason, your broker can get you into another policy quickly and effortlessly.
Now that you know the benefits of working with an insurance broker, we would love the opportunity to earn your business. We build long term relationships with our customers because we treat them like family. Most of our customers refer to our owner as “Uncle Glenn”. So if you are ready to join our family, give us a call at 702.251.4949 or fill out the form below for a FREE quote.