When it comes to protecting the most important things in your life, nothing is more crucial than ensuring the safety and security of your family. At Accupro Insurance, we understand that life has no guarantees and the only protection against the unknown is a solid plan of attack. That is why we are proud to offer life insurance policies that will offer your family peace of mind in case any horrific circumstance may occur.
What is life insurance?
Life insurance offers financial assistance to the beneficiaries of a loved one in the unfortunate event of the insured individual’s death. Providing necessary guidance during difficult times, life insurance offers families the chance to prepare for the worst so they can truly enjoy everyday. When it comes to life insurance policies, not all premiums are created equal. Policies are often determined by the needs of the insured parties, providing the exact amount of coverage you wish to obtain. Life insurance policies are typically purchased for a set length of time or for the life of the insured person.
Different types of coverage
There are a variety of different types of life insurance policies that you can purchase, depending on the needs of your family. These are some of the different types of coverage that we can help you obtain today.
Term Life Insurance
Providing coverage for a set length of time, term life insurance offers financial protection in the event of a loved one’s death. Typically less expensive than lifetime coverage, term life insurance generally features plans that are both level and guaranteed for the length of the policy.
Universal/Whole Life Insurance
Offering policies that provide lifetime coverage, both universal and whole life insurance plans are considered permanent life insurance policies. While universal policies are more flexible and may feature the option to modify insurance premiums over the life of the policy, whole life insurance plans are fixed and provide coverage for the entire life of the insured people.
Life insurance is extremely important in protecting the well-being of your family, especially in the event of an unexpected tragedy. To learn more about how life insurance can keep your family secure during troubling times, call Accupro Insurance today at (702) 251-4949.