Getting a discount on your auto insurance is very important. Some discounts could save you hundreds of dollars a year, but you may not be receiving these savings, even though you qualify. Here are some of the lesser known auto insurance discounts to ask your provider about.
Advanced quote discount
The advanced quote discount comes from purchasing insurance before your current policy has ended. They want to reward responsible drivers and they do so by giving a discount to those responsible enough to shop for insurance ahead of time. If you shop before your policy is up for renewal, you may qualify for this discount.
Discount for having a college degree
Since studies show the more college you attend, the less likely you are to file an insurance claim, many auto insurance companies offer a college degree discount. This discount provides savings to those that have finished any type of college degree.
If you are a member of the right credit union, bank, alumni association or other organization, you may qualify for a discount. Make sure you check with your agent to see if you qualify for one of these discounts.
Low miles discount
Not as many insurance companies provide the low miles discount anymore, but some still do. If you have a vehicle you don’t drive very often, you may want to ask if you qualify for this type of a discount.
One of the newest types of discounts is the telematics discount. This technology has you plug in a device for a few months and it monitors your driving habits. If you don’t speed, drive at non-peak times and don’t slam on your brakes frequently, you may find your insurance rate becomes lower.
Social media discount
With the explosion of the social media world, many car insurance companies now offer a discount just for “liking” or “following” their brand on Facebook, Twitter or another social media site. This discount can be as much as 10% and can be gained in a matter of seconds.
These are just a few of the many discounts offered on auto insurance in Las Vegas. Whether you have a college degree, are a member of a credit union or you simply follow the company on some type of social media site, you may qualify for a lower premium. Make sure you inquire about all the possible discounts or you may not get the reduced rate you are entitled to receive.