Adding a teenage driver to your auto insurance policy usually leads to a significant increase in your monthly premiums. Fortunately, you can find a variety of discounts and savings for the teen driver on your policy.
How to Save on Auto Insurance with Teen Drivers
The highlight of the teenage years is getting that first shiny new driver’s license and sitting behind the wheel of a car. However, many parents are concerned about increases in the cost of auto insurance policies that can result from adding a teen driver. These tips will help you find discounts and save money on your auto insurance policies for the whole family.
Good Student Discounts
When shopping around for car insurance quotes in Las Vegas, be sure to ask about good student discounts. Encourage your new teen driver to maintain at least a B average across all of his or her high school or college classes. Studious teens are often safer drivers, which can lead to discounts on your auto insurance.
Safe Driver Savings
Enroll your teen driver in a safe driving course. A safe driving course offers hands-on and classroom instruction to help your teen become a safer driver. Courses typically cover distracted driving, driving under hazardous road conditions and special circumstances such as what to do when the car has a flat tire. These classes may be offered through the high school, bureau of motor vehicles or a private agency. After completion of the course, your teen will get a certificate that can be presented to your auto insurance company.
Car Monitoring Systems
Technology has allowed several auto insurance companies to create devices that plug into your car’s dashboard. These devices monitor driving speed and special circumstances such as sudden braking. Getting one of these devices for the vehicle your teen drives could yield a significant savings on your insurance premiums.
Adding a teen driver to your insurance policy does not have to be a financial burden. These strategies, plenty of practice behind the wheel and driving an older model vehicle can all lead to great savings on your auto insurance rates.