While some car modifications can make a vehicle safer in the eyes of insurance companies, others can send your monthly auto insurance rates through the roof. Since some modifications can make your car more of a risk for theft and other illegal activities, insurers may charge you extra for adding these features to your ride. If you would like to keep your monthly car insurance bill under control, think twice before adding any of these modifications to your vehicle.
Nitrous oxide injection system
It is completely normal for drivers to want a nitrous oxide injection system in their rides after watching The Fast and The Furious, but this might not be the smartest move for those looking to keep car insurance rates at bay. NO2 can enhance both the power and performance of your car, making it more susceptible to crashes. Since nitrous oxide significantly increases your risk of getting in an accident, car insurance companies often raise monthly rates for drivers adding NO2 to their vehicles.
For cities like Las Vegas that receive lots of sunlight, drivers often get their windows tinted to cut back on distracting sunshine. Unfortunately, car insurance companies can bump up your monthly rate for simply adding a darker hue to the windows of your vehicle. Since tinted windows and other modifications such as allow wheels or body kits increase the likelihood of you car being stolen, insurance companies tend to raise premiums on vehicles featuring these additions.
If you are considering making an addition to your vehicle, make sure to speak with your insurance provider before purchasing materials or beginning labor. Whatever modifications you plan on making to your ride, inform your insurance company first to eliminate the risk of a voided policy. If the additions to your vehicle don’t enhance the risk of getting in an accident or having your vehicle stolen, they should have no problems with your modifications and likely won’t increase your premium.
For more information on car modifications or for the top auto insurance in Las Vegas, give us a call today at (702) 251-4949.